Tips To Prepare for Summer Boating

how much is boat insurance

Summertime is around the corner and with the warmer temps, boating is an attractive, fun recreational pastime. If you’ve just bought a new boat, you may be wondering how much is boat insurance and do you need it? Besides needing boat insurance, there are other things you can do to prepare for a summer of boating fun.


Owning a boat comes with costs including boat insurance, the boat itself, maintenance and docking fees. A safe driving record, previous boating claims, boat usage and safety equipment all affect the cost of your insurance. Keep costs low by keeping a clean driving record, taking safety courses and ensuring the boat has the right safety equipment.


Ensure your boat has enough life jackets for everyone on board. Ideally, everyone on board wears their life jacket while the boat is in motion. Ensure all passengers steer clear of the engine during use, avoid alcohol while driving and understand the nautical rules of the water.


Properly maintaining your boat helps lower the costs of ownership. Checking the fluids, filters and fittings of the engine can keep it running properly when you are out on the water. Regularly wash your boat to remove stuck on grime. How much is boat insurance is only one thing that you should consider when using a boat this summer. Enjoy the water this summer on your own boat.