Three Ways to Save Money on Cabin Insurance

Tennessee cabin insurance

If you own a vacation cabin in Tennessee, you want to protect your investment with adequate Tennessee cabin insurance. Rates for vacation properties can, though, be extraordinarily high. Here are three ways to save money when shopping for cabin insurance in the Volunteer State.


The best way to save money on cabin insurance is to shop around for the best rates. Before selecting a policy, try to get at least three premium quotes. When doing so, be sure to explain to the agent the amenities, location, and other features of your cabin. Also, don’t forget to indicate whether you will rent your vacation home when you aren’t using it.


Combining your vacation home coverage with the policy you have on your primary residence can save you as much as 10% on your insurance premiums. For even more savings, try adding automobile, recreational vehicle, and other insurance policies as well.


The more things you can do to protect your cabin, the less you must spend on insurance. Installing an alarm is one of the easiest, most cost-effective things you can do to protect your vacation home. For the most insurance discounts, be sure to work with a company that can centrally monitor your cabin for fire, break-ins, and other hazards.

Having adequate Tennessee cabin insurance is the best way to protect your financial investment. By following a few simple suggestions, you can probably find an affordable policy.