Importance Of Carrying Construction Insurance

Construction Insurance CT The construction industry is quite varied and includes residential building, commercial building, heavy civil construction and industrial construction. However, as varied as the construction industry is, most types of construction jobs have at least two things in common: rewarding career opportunities and an elevated risk of danger. Despite the heightened risk of danger that comes along with many different jobs in this industry, construction employers and employees will be able to have peace of mind as long as they have the proper construction insurance in CT. As a responsible employer it is up to you to provide your employees with the best construction insurance coverage you can, while also protecting your company. Some important coverage options for both your employees and your business include:

  • Builders risk
  • Property and casualty
  • Worker’s compensation
  • Environmental liability
  • Protective liability for owners and contractors
  • Errors and omissions
  • Employee health benefits
  • Surety bonds
  • Employment practices liability

There are also additional coverage options that different insurance providers may offer, so be sure to find out all of your coverage options before choosing your construction insurance in CT policy.

Having a good construction insurance policy is essential for managing your risks and protecting your business from liability. It is also legally required to offer certain types of insurance coverage for your employees, including worker’s compensation. If you don’t currently have the coverage that you need or desire, be sure to call a reputable insurance company and protect your business today.