Is Your Home Insured Against Natural Disasters?
Home insurance in CT is required for anyone who carries a mortgage on their property. However, insurance is really for your own protection. Your home is one of the biggest investments you will ever make, and knowing it is protected is the best way to have security and peace of mind about the future.
Connecticut is known for having a high number of natural disasters that cause serious property damage and loss. Hurricanes are top of the list of natural disasters that threaten residents of this state, as well as fires and, believe it or not, earthquakes. In fact, Connecticut is #11 out of 50 states for the likelihood of an earthquake. Connecticut has also declared a National State of Emergency 19 times since 1950.
Did you know that a basic home insurance policy will not cover damage done by natural disasters? Fortunately, you can purchase an addition to your policy that will cover damage to your home in the event of a natural disaster. By speaking with an insurance agent, you can go over your policy and make sure you are protected from whatever emergencies may arise.
Home insurance in CT is something that is easy to pay with your mortgage and forget about. Before you set it aside this month, make sure you know exactly what your policy covers.