Why Are Construction Bonds Required?

Bonds can be thought of as sureties that guarantee that industry regulations are upheld and that operations will run smoothly. Contractors in the construction industry will need to be aware of several different types of construction bonds. Putting up a bond when proposing involvement in a project is required and expected of all construction contractors. What Is a Construction Bond? […]

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What is Warehouse Insurance Coverage?

You might not realize it, but there is specialized insurance required when you own a warehouse. What you need for warehouse insurance coverage depends on what you are storing. Common Warehouse Insurance Coverage There are a few common types of insurance coverage that you need regardless of what you or your clients are storing. These are some basic types of coverages. Property […]

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How Grocery Store Workers Can Stay Safe During the Covid-19 Outbreak

Work comp claims in grocery stores

Besides health care employees, the people who have the most exposure to the coronavirus are grocery store workers. While it’s not possible to avoid all risks, there are some sensible practices that can lower your exposure. Keep Your Distance Try to stay at least 6 feet away from customers and other employees. Even when you are asked for help, keep […]

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Getting the Most Out of Your Business Insurance Plan

Business Insurance

The choice you make to own a business is a big one that comes with a lot of responsibility. Unfortunately, it is not always easy to know what all of those responsibilities are. At the end of the day, it is important that you take time to cover all your bases so that you can protect your employees, your assets, […]

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Why MEL Insurance Is Important for Marine Industries

maritime workers' compensation insurance

A majority of businesses procure insurance in the form of workers’ comp to protect employees from risks associated with workplace hazards. For the marine industry, workers’ compensation insurance is no less important; however, it is not sufficient for many of the unique risks attributed to maritime jobs. Maritime Employers Liability Insurance (MEL) is designed to address the gaps in workers’ […]

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What Is Commercial Lines Insurance?

commercial lines insurance

Insurance policies either involve personal lines or commercial lines. These terms are well known to those in the insurance industry, but most people who obtain insurance don’t speak about their policies with that terminology. Simply put, commercial lines are insurance products specifically for businesses rather than individuals or personal property. Commercial lines insurance programs are incredibly important for a business […]

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Three Things to Include in Personal Protection Plans

threpersonal-protection-plans

Effective security measures take into account a person, the location, and the assets at stake. It could be personal safety that is threatened, or it could be a cyber risk. As a higher risk category for theft and loss, there are several elements of protection that need to be included in personal security for high net worth individuals. Use Technology […]

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