Actions that Can Lead to Liability Claims against Architectural Firms
Many types of claims are covered by architects & engineers professional liability insurance, some of which can be surprising.
For example, despite what many young architects might think, they are not immune to liability claims for negligence relating to contractors and other workers on a project.
They can also be sued for inaccurate cost estimates or long delays. Even if one is not the architect of record, claims can be made simply for faulty feasibility studies.
Sometimes clients do not pay for services, and as a result the architect files a suit, and the client then files a countersuit for negligence, which must then be defended against.
Most often, liability claims emerge from small issues rather than large catastrophes, especially if the client has little experience with the conventions of construction projections.
As a result, they may have skewed expectations regarding what is expected of an architect. Unfortunately, a lack of knowledge does not always stop someone from filing a claim.
Architects sometimes exacerbate the problem by failing to communicate with the client regarding budget issues or delays in the hope that they can get the project back on track.
However, even if an architectural firm has a clear handle on a project, clients can get irritated by a perceived lack of progress and respond by filing a claim.
These are but a few of the scenarios that can lead to a liability claim, which is why it is a good idea for firms to carry architects & engineers professional liability insurance.