A Short Guide To Insurance For Auto Shops

Running an auto shop seems like a relatively benign way to make a living.  After all, if you have a good grasp on how to use the machinery necessary for your trade, there should be little to no risk involved, right?

Unfortunately, there is a certain amount of financial risk to consider.  There are a variety of things that can go wrong and cost you immense amounts of money.  Luckily, insurance for auto shops can help.

What Is Auto Shop Insurance?

Insurance for auto shops is a type of insurance coverage that is designed to protect auto shop owners from a variety of common financial risks.  It can cover costs associated with things like customer injuries, employee illness, and property damage.

What Types Of Coverage Generally Come With Auto Shop Insurance?

There are several types of coverage that are generally recommended for auto shop owners.  First, you will want garage liability insurance to protect against common garage liability issues like slips and falls.  Additionally, you may want to consider purchasing commercial auto insurance if you use business vehicles like tow trucks.  Workers’ compensation insurance is important to have if you have employees.

Owning and running an auto shop can be financially risky without the right protections in place.  Auto shop insurance can help.