Reasons to Insure Your Staffing Agency

Staff insurance

Staffing agencies provide businesses with temporary and permanent personnel. While the service is valuable, staffing agencies have unique and sometimes complicated risks and liabilities. Staff insurance can protect your agency, the client and the employee.

Requirements of Staffing Agencies

Many business clients want staffing agencies to have certain types of insurance coverage in order to house their employees. Though the employees might perform a variety of different tasks at various locations, the agency is still required to protect them from discrimination, illnesses and workplace injuries. The agency must also protect the business client where the employee operates from inflicted harm including stealing and property damage.

Types of Insurance Needed

The insurance coverage needed depends on what type of staffing the agency does, the number of employees and types of clients. A comprehensive insurance plan might include some or all of the following:

 

  • Professional liability
  • General liability
  • Employee benefits liability
  • Hired and non-owned auto liability
  • Workers compensation
  • Excess/umbrella liability
  • Employee crime/theft
  • Employment practices liability


A qualified insurance agent or broker specializing in staff insurance can navigate the coverage options and pricing available. Utilizing a professional ensures that your company and employees have the coverage needed in the event of a suit. Protect the employees, the agency and the clients and get back to work.