Insure Your Pup
It is wise to adequate coverage for accidents if you own a dog of any size. All dogs, large or small, are capable of causing damage. Most people that have homeowner’s or renter’s insurance are covered under those policies. Make sure you check with your insurance provider. Some plans exclude accidents involving animals, dogs or certain breeds of dogs. In these cases, you might need dangerous dog liability insurance.
Reasons to Get Insured
If your dog is on a “dangerous dog breed” list, it doesn’t matter if they have not bitten anyone before your homeowner’s or renter’s insurance will not cover an accident. This list usually includes pit bulls, Staffordshire terriers, Rottweilers, German shepherds, Doberman pinschers, Alaskan Huskies, Great Danes and wolf hybrids. Dangerous dog liability insurance can save you from having to pay out of pocket in the event of an unfortunate accident.
You should also consider definitely consider getting coverage if your dog has bitten before. Even gentle giants can get scared or nervous and act out of character. Protect your family finances with liability insurance for your furry friend.
It can be hard to imagine that your beloved canine is a liability, but some people see them that way. Pet insurance covers more than just bites. It covers damage your animal might cause to your home or apartment as well. Make sure you are covered before the unthinkable happens.