Can You Buy Workers Compensation From Captive Insurers?

Captive insurance companies have provided savings on business insurance for decades. Whether you are looking for a sole captive or partnership in a group-owned company, the ability to dial in underwriting costs and recoup profits is a powerful tool for maximizing employee benefits while controlling your budget. What you might not realize is that you can actually establish workers comp […]

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Construction Management Firms Need Insurance Too

Construction can be a lucrative business and there are always customers. As the population grows, so too does the need for residential, commercial and industrial structures. Construction management firms have taken on a greater role over the last decade or so. They take charge of hiring architects and designers and overseeing projects for their clients. Liability Flaws in the design […]

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Keeping Risk In-house

Businesses face a wide variety of risks and insurers stand ready to handle many of them. Not every sort of loss justifies the cost and trouble of an insurance claim, though. On the other hand, there are some sorts of losses that insurers simply will not cover. Any risk that a business manages on its own is known as a […]

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Top Considerations Before Starting a Rideshare Company

Rideshare companies have offered drivers a solid way to make extra income. From transporting people to making meal deliveries, rideshare services offer a flexible way to make extra money using your personal vehicle. While companies such as Uber and Lyft offer a wide reach when it comes to availability, some markets are unserved and as an entrepreneur, you’re contemplating starting […]

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Top 3 Most Dangerous Aspects of a Hurricane

With their high-speed winds and torrential downpours, hurricanes create a host of problems for the areas they impact. Even the smallest of hurricanes can cause widespread damage and, tragically, claim innocent lives. Knowing which elements of a hurricane are most dangerous, however, can help those caught in the path of these storms protect their properties, wallets, and families. 1. Storm […]

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A Short Guide To Insurance Coverage For Power Outage Losses

Power outages happen. Sometimes they are due to a powerful storm or flooding and other times they are planned shut-offs by power companies. When these outages happen, they can be absolutely devastating to businesses. Food and beverages spoil and businesses lose revenue while continuing to incur expenses. Luckily, insurance coverage for power outage losses can help mitigate a lot of […]

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Understanding the Importance of the Certificate of Financial Responsibility

In the past, many companies have made some substantial errors. Often, these mistakes have caused major ramifications for both the public and the environment. What’s worse, there was no accountability for a long while. However, the Oil Pollution Act of 1990 changed all that. With these new regulations, financial responsibility associated with oil and chemical spills would be assumed by […]

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Protecting Employees With Janitorial Workers Comp Insurance

Janitorial workers are ubiquitous throughout many industries — they work in schools, non-profit institutions, government buildings, private businesses, and countless other establishments. Depending on location, the work can be hazardous, to varying degrees. Carrying sufficient janitorial workers comp insurance will help to protect your janitorial workers, as well as your company or organization, in the event of any accident. Hazards […]

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